Medicare is a health insurance program administered by the federal government. It’s designed to help people 65 years and older, and those with specific disabilities pay for their medical expenses. There are four parts to Medicare: Part A covers inpatient hospital stays and care, and Part B covers doctor visits and other outpatient services. Together, Parts A and B are also called Original Medicare. Part C is Medicare Advantage, where private insurers offer Medicare plans with additional benefits, and Part D is the prescription drug plan. While Original Medicare can help pay for essential medical services, it doesn’t cover the full range of care seniors may need.
One essential benefit not covered by Original Medicare is dental, vision, and hearing care; this is why many seniors opt for supplemental plans. However, understanding the many plan options and coverage details available can be confusing. Nesso Senior Benefits in Connecticut can help you navigate the Medicare system and find the right plan. Our professional advisors have decades of experience, so you can feel confident that you’re in good hands. Schedule a consultation today and learn about our Medicare dental, vision, and hearing services.
Understand Medicare Advantage Plans
Private insurers approved by Medicare offer Medicare Advantage plans. They must provide at least the same level of coverage as Original Medicare, but many include additional benefits, such as dental, vision, and hearing care. The specific benefits of a plan will vary and can change each year, so it’s essential to review yours periodically. Similarly, each private insurer can set the premiums, co-pays, and other costs for their Medicare Advantage plans. Our team of advisors can help you compare different providers on the market and choose one that fits your needs.
At Nesso Senior Benefits, we specialize in helping seniors make sense of their Medicare options so they can make informed decisions. We offer personalized advice and support, and we’re available to answer your questions whenever you require. With our help, you can find a plan that meets your unique needs while staying within budget. In addition, we know everything about the enrollment process, and we’ll educate you on how and when to enroll. This way, you can avoid potential penalties and take advantage of your Medicare benefits as soon as possible.
Benefits We Can Include in Your Advantage Plan Dental
Dental care is essential to your health, but it can be expensive. Many Medicare Advantage plans include dental coverage to help seniors maintain oral health. With our help, you can find a plan that covers all your needs in one convenient package. Some covered services may include:
- Checkups and cleanings
- Fillings, crowns, and bridges
- Gum disease treatments
Good vision is necessary for daily activities like driving and reading, but Original Medicare typically doesn’t cover vision care. Nesso Senior Benefits can help you find a comprehensive plan to keep your eyesight in check. Some covered services may include:
- Eye exams for glasses or contact lenses
- Frames, lenses, and contacts replacements
- Treatment for glaucoma and other conditions
Hearing loss is common among older adults and can lead to mental decline if not treated. Luckily, some Medicare Advantage plans include hearing care coverage. Our expert advisors can help you find an option that provides some or all of the following benefits:
- Hearing exams
- Treatment for hearing loss
- Hearing aids and related supplies
Medicare Advantage Enrollment Process and Periods
You can enroll in a Medicare Advantage plan during specific enrollment periods.
- Your initial enrollment begins three months before your 65th birthday.
- The annual open enrollment period is from October 15th – December 7th.
- The Medicare Advantage open enrollment period is from January 1st – March 31st for those already enrolled in an Advantage plan. You can switch plans or return to your Original Medicare during this period. However, you can’t enroll in an Advantage plan for the first time.
Regarding enrollment, you need to search for the right plan and meet all eligibility requirements. You’ll also need to provide information such as your name, address, and Social Security number. Nesso Senior Benefits can help you understand the enrollment process step by step and guarantee that your application is complete and accurate. We’ll compare plans for you and explain their differences so you can use your time and energy to focus on other aspects of retirement.
Start Safeguarding Your Future in Connecticut
If you’re a senior looking for Medicare help in Connecticut, look no further than Nesso Senior Benefits. Our team of professional advisors has years of experience and access to up-to-date information about available plans and benefits. We’ll ensure you have the proper coverage and get the most out of your Advantage plan. Contact the Nesso Group today, and let us help you secure a brighter tomorrow.