With the average cost of medical care at an all-time high, it’s important to look for ways to save money. One way is by offering health insurance to your employees. Health insurance is a kind of coverage that protects an individual from financial risk in case of illness or injury. It can be purchased by individuals to cover their own risks, and it can also be obtained by firms for their employees.
At Nesso Benefits, we offer medical benefits for employees in Connecticut. Our plans are designed to meet the needs of businesses of all sizes. We understand that each business is unique, and we tailor our plans accordingly. We offer a variety of coverage options, including HMOs and PPOs. We also have a wide network of providers, so you can be sure to find the care you need. If you’re interested in learning more about our medical benefits for employees in Connecticut, contact us today.
Is Employees’ Medical Insurance Mandatory in Connecticut?
In the state of Connecticut, employers with 50 or more employees who work on a full-time basis are required to offer health insurance to their employees. This form of insurance can take many forms, including the following:
- Medical insurance
- Diagnostics insurance
- Dental insurance
- Prescription drug plan
How Does Our Health Insurance Work?
When you offer your employees health insurance through Nesso Benefits, the policy will cover part of the medical expenses if the employee becomes sick or injured. These costs can include the following:
- Doctor visits
- Procedures
- Prescriptions
- Physical therapy
- Dental work
Some policies also cover certain ailments, such as blindness and heart attacks. The amount of coverage will depend on the type of plan you choose. While this is a convenient way to manage health care costs, it requires careful attention from the employer. Some companies may make the mistake of just blindly signing up their employees for coverage. In contrast, Nesso Benefits ensures that our clients fully understand their responsibilities before they enroll in any of our plans.
Benefits Of Having Our Medical Coverage For Your Employees
It Will Help Your Company To Attract And Keep The Best Talent
Potential employees will always look for companies that give them more perks, benefits, and opportunities for advancement. Your company could gain an edge over other businesses by offering our medical benefits.
It Makes It Much Easier For Your Employees To Focus On Their Jobs
Employees will have confidence knowing that if they’re injured on the job, they’ll have medical coverage. Therefore, Nesso Benefits’ compensation packages can lead to improved productivity.
It Reduces Employee Absenteeism
Many people take time off from work to recuperate on their own. But having health insurance means that if an employee has an emergency, they can afford the expense of immediate care and the ongoing costs for treatment.
It Helps You Pursue Your Overall Business Goals
There’s no denying the fact that employees play a key role in the success of any business. Having healthy and well-adjusted employees will allow you to keep up with your competitors. At Nesso Benefits, we’ll help you do just that.
It Helps To Eliminate Risk For Your Business
If you have a high number of retirees among your employees, or if you have employees that are considering leaving the business, offering health care can help reduce the loss of talent. As a result, our medical benefits will reduce the risk of losing valuable assets.
It Will Help To Save Money
Many employers have found that they save money by offering our medical benefits to their employees. This is because they only have to pay for employees’ medical premiums instead of the entire cost of health care.
It Lets You Pick A Plan That Meets Your Company’s Needs
We offer several different options when it comes to health care coverage. We’ll find plans designed for big and small businesses, which ensures that no employer is left out.
It Helps To Plan For The Future
You also need to think about the future. Even if your business is profitable now, you might not be able to make ends meet if the economy goes south. Without our employer-sponsored health insurance, you’ll have to be more creative to keep your employees healthy and productive. This can lead to a loss of productivity and morale, which would lead to financial problems.
How We Can Help You Design A Benefits Package
For those who wish to sign up for medical benefits but aren’t sure how to do it, Nesso Benefits offers a simple solution: we can help you design a benefits package that meets your company’s needs.
We’ll Keep An Eye On Health Care Costs
You can’t control the cost of health care, but you can at least keep an eye on it. We have a team of experienced professionals who are familiar with the trends in the industry. This way, we can help you design a “sustainable” benefits package.
We’ll Diversify
Some employers will try to keep costs down by signing up for a specific plan that charges a certain amount for coverage. While this approach may seem effective, it could backfire. If the plan you choose doesn’t cover your employees’ requirements, they might get discouraged and look for another job. On the other hand, Nesso Benefits’ diverse benefits packages include coverage for different types of health care needs.
We’ll Be Flexible About Coverage
While you may have a certain idea of what type of health care coverage you want for your employees, it’s important to remember that everyone has different needs. If you’re looking to adjust the coverage in order to save money, you might encounter resistance from some employees. Instead, we’ll ask them about their specific needs and help you design a plan that’s flexible enough to accommodate them.
We’ll Compare Different Plans For You
There are a lot of different health care plans out there, and it can be hard to know which one is right for you. At Nesso Benefits, we’ll compare different plans and help you find the one that makes the most sense for your business, considering both coverage and costs.
About The Nesso Group
Nesso Group is a trusted name in the world of employee benefits. We’ve helped a number of clients to put together plans that provide their employees with good health and benefits related to medical bills. We’re focused on providing our clients with personalized assistance and guidance, which makes us a great fit for employers that want to offer their employees comprehensive healthcare coverage.
Why Choose Nesso Benefits?
Individualized Benefits
To provide a personalized experience to all of our clients, we work with them throughout the process to ensure that their employees get what they need. Our dedicated team of professionals creates an analysis that evaluates your employees’ health, medical needs, and preferences in order to tailor the perfect plan.
Comprehensive Coverage
We understand the needs of each individual and can put together a plan that provides them with all the resources they need to maintain good health and benefits related to a stress-free lifestyle.
Hassle-Free Administration
We can manage health care coverage for our clients to make it easy for them to get everything they need at once. We work with each client to determine which plan is right for them and then put together the paperwork to get the sign-up process started.
Compassionate Advisors
Our advisors are dedicated to explaining the ins and outs of the healthcare industry to help employers and employees make informed decisions. We’ll take the time to get to know them and consider various factors before making recommendations.
Remote Support
We’re committed to making clients feel comfortable in their decision to use Nesso Benefits. We’re available to help via phone, email, and text message whenever necessary.
Comprehensive Assistance
Our advisors will work with you on optimizing your plan and ensuring that everything is done at the right time for you and your employees. We take pride in the fact that we offer personal assistance and guidance to each client during the process.
Market Changes
We keep an eye out for changes in the market and work to incorporate them into our plans to make sure everything is up-to-date. We offer a truly customized experience that allows tweaks to be made as necessary, so our clients can benefit from our knowledge.
Easy Sign Up
Our professionals will handle the paperwork for you and make all the necessary calls to get your employees signed up for a plan. They’ll do everything possible to keep the cost down without sacrificing quality and coverage.
Experience
We’ve helped countless employers create comprehensive medical plans that meet their employees’ needs. Because of our vast experience with this industry, we have the knowledge and industry connections to help you find the right solutions for your current work situation.
Get A Team Of Reliable Employee Benefits Experts in CT
If you’re looking for an employee benefits expert in Connecticut that you can trust, look no further than Nesso Benefits. We understand the world of employee benefits can be confusing, which is why we’ll do everything in our hands to simplify the process. As part of the Nesso Group, our goal is to take any unnecessary stress off of our clients’ shoulders to elevate their success. Contact us today; we look forward to creating a personalized plan that will allow everyone at your company to stay healthy and productive.
