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Protect Your Event From Risks in Connecticut

It’s no secret that planning events can be a lot of work. From finding a venue and caterer to coordinating transportation and entertainment, there are a lot of moving parts. That’s why it’s important to have event insurance in Connecticut. This will help protect your investment in case something goes wrong.

At Nesso Insurance, we simplify your insurance process and ensure you have all the information to pick the best coverage for your event. Whether you’re planning a wedding, fundraiser, or any type of celebration, we can help you protect your investment and reimburse you for any loss that might happen. Let us take the stress out of planning a big event!

Nesso Group, Nesso Benefits

Discussing “Insurance” With Nesso Experts in Connecticut

Do you need clarification about what insurance is and how it works? Here’s what our Nesso experts have to say:

What is Insurance?

Insurance is a form of risk management in which the insured party pays a premium to an insurance company for coverage against any potential losses or damages. In the event of a covered loss, the insurance company will provide compensation for the expenses incurred.

There are 3 Main Components of Insurance?


The premium is the price of a policy, which is typically given as a monthly cost. The insurer decides the premium amount based on how risky they consider you or your business to be. This evaluation may include things like creditworthiness.

Policy Limit:

The policy limit is the most an insurer will pay for a protected loss. Restrictions may be set yearly, per accident or injury, or over the life of the policy (also called the lifetime maximum).

In most cases, insurance policies with higher limits also have higher premiums. The maximum amount that the insurer is willing to pay for a general life insurance policy is called the face value, which is what a beneficiary receives upon the death of the insured party.


Before the insurer pays a claim, policyholders must pay a specific amount out of pocket. This is called the deductible, and its purpose is to serve as a deterrent against filing large volumes of small claims.

The amount you pay for your deductible can either be per policy or per claim, depending on the insurer and what policy type. A policy with a high deductible is usually cheaper because people are less likely to file small claims when they have to cover such a large expense themselves.

Most Common Types of Insurance

Health Insurance:

People with chronic health issues or who need regular medical care should look for health insurance policies with lower deductibles. Though the policy with a higher premium may be more expensive than one with a higher deductible, accessible medical care throughout the year could make it worth the tradeoff.

Home Insurance:

Homeowners insurance protects your home and possessions from potential hazards such as damage or theft. Most mortgage companies will not loan money for a residential property without proof that the borrower has insurance coverage for the full value of the purchase.

Auto Insurance:

Auto insurance acts as a safety net for your car investment. In the event of an accident, theft, or weather damage, you won’t have to pay out of pocket if you’re insured. Customers typically make annual premium payments to their chosen auto insurance company; in exchange, the insurer will manage (and often cover most costs associated with) any accidents or damages that occur.

Life Insurance:

Life insurance can offer financial security for your loved ones in the event of your passing. Beneficiaries are typically given a lump sum payment, called the face value, upon the insured person’s death. This can help with expenses such as funeral costs or ongoing bills and debts.

Event Insurance:

Event insurance can provide coverage for a variety of incidents that may occur during your event, including property damage, injuries, and even cancellation due to unforeseen circumstances. This type of insurance is particularly important for large events or those with high attendance numbers, as the risk for accidents or losses is higher in these situations.

Nesso Event Insurance: We Take Care of Your Big Day!

Event insurance protects you from any potential legal repercussions if someone hurts you or damages the event location’s property. Nesso Insurance offers convenient cancellation coverage for brides-to-be, which reimburses non-refundable lost deposits if you need to cancel or postpone the event. You can also purchase additional coverage for presents, photos, tuxedos, and other items.

Why Do You Need to Insure Your Event?

While all venues may not require it, you may want to purchase event insurance in order to protect your property from damage or any potential injury that could occur during the event. If you have invested a lot of money into your upcoming event, getting cancellation coverage through an insurance policy can help ensure you get at least some of your lost deposits back.

What Does Our Event Insurance Cover?

Our event insurance is a great way to protect your celebration, no matter what type it is. It applies to everything from weddings to birthday parties, meetings, festivals, and silent charity auctions. Here’s what we offer coverage for:

  • Liability: Having insurance protects you from being sued if someone gets injured or property is damaged during your event.
  • Cancellation: You will receive a refund for all lost deposits and any additional fees associated with rescheduling if you have to cancel or postpone the event.
  • Gifts & attire: Most insurers offer optional coverage for wedding-related items such as gifts, dresses, and tuxedos. This coverage can protect these items from damage that may occur before, during, or after the wedding.

What DOESN’T Our Event Insurance Cover?

Our event insurance doesn’t cover everything that might go wrong. These are some exclusions that usually apply: 

  • Cost: Our event insurance policy will not cover you if you need to cancel or postpone your wedding due to cost. For example, let’s say that after seeing the budget for your ceremony and reception, you decide that it is too expensive and you want to scale back. In this instance, lost deposits or other expenses would not be reimbursed. 
  • Change of heart: Your policy usually won’t cover the costs if you or your partner decide not to go through with the marriage.
  • Ordinary bad weather: We will usually reimburse you if bad weather forces you to cancel or postpone your event. Our policies only cover cancellations due to extreme conditions that prevent you, your partner, or at least half of the guests from getting to the event. For example, if it rains on a beach wedding day, most policies wouldn’t provide any reimbursement.

We Take Care of Multiple Events to Protect Your Investment

At Nesso Insurance, we make sure all your events are covered. We mainly work with:


Your wedding day is a once-in-a-lifetime event, so you’ll want to do everything possible to safeguard your investment. One way to do that is by purchasing event insurance. Event insurance can help cover the cost of unforeseen events like poor weather or accidents. It can also aid in protecting against theft or damage to property.

Our event insurance will give you financial aid if your wedding is either canceled or needs to be rescheduled because of an unpredicted occurrence. Although no one wants to think about the chance of something going array on their big day, event insurance can provide solace, knowing that you are secured in case of a crisis.


Event insurance is vital to have for any fundraiser because even with the best preparation, something can still go wrong. Imagine all the potential disasters that could occur, such as weather-related delays or participants getting injured; these situations have the potential to quickly turn your event into a nightmare. Our event insurance protects you from financial liability and provides tranquility so that you can focus on making your event a success.

We can help cover the cost of unexpected problems, from damage to a rental property to medical expenses. We also provide confidence, knowing that you’re prepared for anything that might happen. So before you start planning your next event, be sure to contact us at Nesso Insurance.


Special occasions like birthdays, graduations, and holidays are important memories you’ll want to keep forever. But sometimes, things happen beyond your control. We can help protect you financially if your event is canceled or interrupted due to unforeseen circumstances, such as bad weather or an injury occurring during the festivities.

Our Priority is for You to Enjoy Your Big Day Without Concerns!

Planning a celebration? Make sure you have Nesso Insurance. We offer comprehensive event insurance to protect your party from any unforeseen accidents or issues. Whether you’re hosting a small get-together or a large soirée, we have the coverage you need. 

The Nesso Group has been in the business of helping people for decades. We offer a comprehensive range of insurance and financial services under one roof. Our experienced team will work with you to assess your needs and develop a tailored solution that fits you best. We understand that life can be unpredictable and stressful, so we aim to take the burden off your shoulders and help you secure a bright future. Contact us today to learn more about how we can help you achieve your goals.

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