If you’re turning 65 soon , it’s time to make critical decisions for your healthcare future. If you’ve been with Original Medicare for some time, perhaps you want to explore other options with more comprehensive coverage. At Nesso Senior Benefits in Connecticut, we offer several types of Medicare plans, including Part C (Medicare Advantage). Advantage plans may seem complex and confusing, but they shouldn’t be with the right help. Reach out to the trusted experts at Nesso Senior Benefits today.
Understanding Medicare
Medicare helps eligible people pay for necessary health and hospital care. The program has four parts: Part A covers hospitalization, and Part B covers medical care. Part C offers the option to work with insurance companies for better coverage. Part D provides opportunities to get medication coverage. Each part has different eligibility requirements, so it’s essential to understand which parts you need. Nesso Senior Benefits can educate you on your options and help you decide with confidence.
Our Medicare Advantage Plans
Simply put, our Medicare Advantage plans are an all-in-one alternative to Original Medicare. They include Parts A and B, and in some cases, Part D. You may also get extra benefits that aren’t part of Original Medicare, like routine vision and dental care, gym memberships, and more. Insurance companies contract with Medicare to offer these plans, and they can choose how to structure them and how much to charge. At Nesso Senior Benefits, we have access to a broad range of providers.
We Understand The Complexity Of Medicare Advantage
As we mentioned, Advantage plans charge varying copays for healthcare services. The complexity of choices involves copays, specialist referrals, and what doctors you can see. Unlike with Original Medicare, you usually can’t go to any provider that accepts Medicare. In addition, emergency and urgent care may be only available at selected health facilities. With Nesso Senior Benefits’ help, you can understand the rules and restrictions of each plan before you enroll.
The Advantage Plans We Offer
HMO And PPO Plans
The most popular type of Advantage plans are Health Maintenance Organizations (HMOs) and Preferred Provider Organizations (PPOs). HMOs usually have the lowest premiums but may require you to use in-network providers. A PPO, on the other hand, gives you some leeway to visit out-of-network doctors, but your costs will be higher. Nesso Senior Benefits offers both types of Advantage plans.
Dental, Vision, And Hearing Plans
If your priority is dental, vision, and hearing coverage, we can help you find an Advantage plan that covers those needs. Not only are these services often not included in Original Medicare, but they can be quite expensive on the open market. The covered benefits can include routine eye exams, hearing aids, dental cleanings, etc.
Special Needs And Veterans Plans
If you have a chronic health condition or are a veteran, we can connect you with Advantage plans designed specifically for you. These plans may have extra benefits to address your unique circumstances. Some chronic health conditions that apply are diabetes, cancer, Alzheimer’s disease, and more. On the other hand, veterans who receive VA benefits may choose to supplement their coverage with a Medicare Advantage plan.
We Offer Plan Customization
The Nesso Group is a good starting point in your journey to healthcare security. We can tailor our various Advantage plans to your specific needs. We’ll consider your income, resources, health, lifestyle, and age. Remember that we can also help you change your Medicare plan options annually during open enrollment. The enrollment period typically starts in mid-October ending in early December, and then the new plan begins on the first of January. It’s essential to get started early as the government may change dates and rules.
Gain A Team Of Senior Benefits Experts In Connecticut
An excellent senior benefits plan requires expertise and experience. The Nesso Group in Connecticut specializes in providing seniors with the best possible Medicare Advantage plans. When you work with Nesso Senior Benefits, you gain a team of compassionate and reliable people who understand your unique needs. If you’re new to federal healthcare or want to change your existing plan, now is the time. At the Nesso Group, we have the senior benefits plan you need for good healthcare coverage. Contact us now!
